RENTING VS BUYING benefits-TAX time
Ready to Buy / Understanding Your FInances

RENTING VS BUYING benefits-TAX time

There really are a lot of benefits to owning a home, versus renting a home. Not only are their the financial ones, there is the ability to do whatever it is you want to the home. Yes, that could include having to buy things that break, but you can also move walls, paint whatever you … Continue reading

What you can buy under $400K
Listings / Ready to Buy / Understanding Your FInances

What you can buy under $400K

In Arizona there s a lot more inventory to buy a home. This is a great thing for all those looking to buy a home. Here is a home that I am under contract with that is under $400K that anyone can purchase. It is a 4 bedroom home with 2 bathrooms and a pretty … Continue reading

INTEREST RATES- DON’T keep waiting…
Ready to Buy / Understanding Your FInances

INTEREST RATES- DON’T keep waiting…

Many have been waiting for the interest rates to start coming down. We have had a few “moments” where they gradually came down, but in the last week or two you are starting to see the rates come down even more. Do not wait to start looking for your dream home, you could miss out … Continue reading

True Statement Tuesday
Ready to Buy / Understanding Your FInances

True Statement Tuesday

WORRY about loosing the house you REALLY wanted, versus what your interest rate would be! Finding the PERFECT house for you, could be challenging and not come around again. If you think interest rates will be coming down, so you are WAITING, you are probably correct, and THEN YOU CAN REFINANCE. (& sometimes with NO … Continue reading

Housing inventory is up…finally!
Ready to Buy / Understanding Your FInances

Housing inventory is up…finally!

If you purchased a home before COVID, the good news is you have a lot of equity!.. However, for those that missed the boat on buying from 2020-2022, you suffered from not a lot of options to pick from on homes…. and the interest rates went up. However, now rates have been taking a little … Continue reading

What makes up your credit score?
Ready to Buy / Understanding Your FInances

What makes up your credit score?

The American Dream to own a home, requires you to not only find a home you want to buy, it requires you to have your finances in order to get pre qualified. Knowing what makes up your credit score will help you to know maybe what you need to do to increase it. Continue reading

Ready to Buy / Understanding Your FInances

GRAB THE HOUSE, not the interest rate

‼️GRAB THE HOUSE, before someone else does! Interest are rates creeping down, and you can always refinance later (& you got your dream home). There are also so many programs out there with the lenders that will allow you to even buy down the rate. Many just don’t know the options, they just hear the … Continue reading

ANNUALCREDITREPORT.COM 🏡
Ready to Buy / Understanding Your FInances

ANNUALCREDITREPORT.COM 🏡

BEFORE you are thinking of moving forward with buying a home, you need to check out how you look on your credit report. Annualcreditreport.com is a FREE resource for you to use to pull your credit. Then you have an opportunity to see what is on there and potentially look at “fixing” anything before going … Continue reading

Are You “Hiding” Because of Interest Rates?
Ready to Buy / Understanding Your FInances

Are You “Hiding” Because of Interest Rates?

Let’s face it, many have been “hiding” from trying to buy a home because the interest rates went up since a few years ago. Good news is that rates have come down slightly and hopefully continue that trend down. Always remember there are alot of programs out there that might not be available, and there … Continue reading

First Time Home Buyer programs
Ready to Buy / Understanding Your FInances

First Time Home Buyer programs

Let’s face it, many of you have been “hiding” because the interest rates went up substantially from over a year ago. Well the good news is they are starting to come back down now. My worry is they are going to keep coming down and then everyone that had been waiting to buy, will jump back into … Continue reading