The American dream is to own a home, however it can been pretty intimidating not knowing the ins and outs of the process. There are 5 main things you will need to come out of pocket in order to buy the house. Keep in mind there are a lot of loan programs out there that allow … Continue reading
Category Archives: Understanding Your FInances
HOME Interest Rates CONTINUE to go down
CALLING ALL HOME BUYERS I know many of you are “hiding” because of the interest rates, HOWEVER, some great news to shed some light on what is going on with interest rates. Take a look HERE Continue reading
CONCESSIONS- your NEW best friend
Think interest rates are too high right now, and you don’t want to buy a home? There are solutions, and one of them is asking for concessions when writing your offer to buy a home. Check out my video on how you can utilize concessions to help buy down your interest rate to reduce your … Continue reading
Keep LOW rate & get cash out!
‼️CURRENT HOMEOWNERS‼️ There are options for you besides just a traditional refinance to utilize your equity in your home, AND keep that low rate you have!🏠WIN WIN—>>> KEEP low rate & get cash out! Check out my video on YouTube explaining this great product you can look into! Continue reading
Ready for Homeownership?
There is a lot to going into trying to buy a home. I am here to help with that and answer any questions you might have during the process. From financing, to what you do first, to where should you look for a home. Continue reading
True Statement Tuesday
MANY of you are “hiding” from buying a home because of the higher interest rates. THERE ARE OPTIONS: Buy your DREAM home NOW, and refinance when rates come down. It costs very little to do a refinance. Ask for seller “concessions” when buying the home you like …these are funds that the seller gives you … Continue reading
Interest Rates Still Look GREAT
Let’s face it, we had been spoiled with some “beautiful” interest rates 📉 in the last couple years. Take a look at this chart. It puts things in perspective on the history of interest rates….🏠RATES are still looking great!! AND inventory looks pretty good! Continue reading
Ready to Buy?
The market can seem scary when interest rates are rising, but rest assured, I can help you interpret and understand market trends. Buying a home is one of the most important decisions in your life. Knowing exactly what your needs are what you can afford is key to getting started. Let me help you navigate … Continue reading
Understanding Your Finances
Besides finding the “perfect” home to buy, your finances are the number one detail to pay attention to. Many forget that your financial situation can make or break a real estate transaction. Knowing the steps you can take to be on the right path or road to recovery is a must if you are dealing … Continue reading
Home Prices Will Likely Drop
As interest rates have risen throughout 2022, home sales have seen a sharp decline. Fannie Mae has forecasted that total home sales will reach 5.64 million in 2022, an 18.1% drop from 2021; in 2023, that figure is expected to decline again to 4.47 million, a 20.7% decrease from this year. As a result, Fannie … Continue reading