MANY of you are “hiding” from buying a home because of the higher interest rates. THERE ARE OPTIONS: Buy your DREAM home NOW, and refinance when rates come down. It costs very little to do a refinance. Ask for seller “concessions” when buying the home you like …these are funds that the seller gives you … Continue reading
Let’s face it, we had been spoiled with some “beautiful” interest rates 📉 in the last couple years. Take a look at this chart. It puts things in perspective on the history of interest rates….🏠RATES are still looking great!! AND inventory looks pretty good! Continue reading
The market can seem scary when interest rates are rising, but rest assured, I can help you interpret and understand market trends. Buying a home is one of the most important decisions in your life. Knowing exactly what your needs are what you can afford is key to getting started. Let me help you navigate … Continue reading
Besides finding the “perfect” home to buy, your finances are the number one detail to pay attention to. Many forget that your financial situation can make or break a real estate transaction. Knowing the steps you can take to be on the right path or road to recovery is a must if you are dealing … Continue reading
As interest rates have risen throughout 2022, home sales have seen a sharp decline. Fannie Mae has forecasted that total home sales will reach 5.64 million in 2022, an 18.1% drop from 2021; in 2023, that figure is expected to decline again to 4.47 million, a 20.7% decrease from this year. As a result, Fannie … Continue reading
Home ownership is not for everyone, and the first step in determining if it is for you, is to make a list of pros and cons of owning versus renting. The Rochester Real Estate Blog came up with a good list in determining the benefits of buying a home: Your monthly payments remain the … Continue reading
For those of you that we proudly commend for serving time in our USA military, you have an unbelievable benefit that many do not take advantage of. Being a member of the US Military (former and present) you have a benefit offered by the government that allows you to purchase a home (with less qualifications … Continue reading
For many of us, making our mortgage payment is the “main” bill we deal with and we want to throw some extra money towards our biggest payment. The good news is, it does help! Take a look here at how it benefits you. Couple Key points: Consistent payments help lower your overall amount you pay … Continue reading
Luck is in the air for those procrastinators who wait till the last minute to file their taxes. This year “tax day” is not April 15th, but April 17th. For many this is one of the biggest days of the year they dread. However, it is a fact of life, so let’s make the best … Continue reading