The American Dream to own a home, requires you to not only find a home you want to buy, it requires you to have your finances in order to get pre qualified. Knowing what makes up your credit score will help you to know maybe what you need to do to increase it. Continue reading
Category Archives: Understanding Your FInances
GRAB THE HOUSE, not the interest rate
‼️GRAB THE HOUSE, before someone else does! Interest are rates creeping down, and you can always refinance later (& you got your dream home). There are also so many programs out there with the lenders that will allow you to even buy down the rate. Many just don’t know the options, they just hear the … Continue reading
ANNUALCREDITREPORT.COM 🏡
BEFORE you are thinking of moving forward with buying a home, you need to check out how you look on your credit report. Annualcreditreport.com is a FREE resource for you to use to pull your credit. Then you have an opportunity to see what is on there and potentially look at “fixing” anything before going … Continue reading
Are You “Hiding” Because of Interest Rates?
Let’s face it, many have been “hiding” from trying to buy a home because the interest rates went up since a few years ago. Good news is that rates have come down slightly and hopefully continue that trend down. Always remember there are alot of programs out there that might not be available, and there … Continue reading
First Time Home Buyer programs
Let’s face it, many of you have been “hiding” because the interest rates went up substantially from over a year ago. Well the good news is they are starting to come back down now. My worry is they are going to keep coming down and then everyone that had been waiting to buy, will jump back into … Continue reading
Thinking of Buying a Home?
The American dream is to own a home, however it can been pretty intimidating not knowing the ins and outs of the process. There are 5 main things you will need to come out of pocket in order to buy the house. Keep in mind there are a lot of loan programs out there that allow … Continue reading
HOME Interest Rates CONTINUE to go down
CALLING ALL HOME BUYERS I know many of you are “hiding” because of the interest rates, HOWEVER, some great news to shed some light on what is going on with interest rates. Take a look HERE Continue reading
CONCESSIONS- your NEW best friend
Think interest rates are too high right now, and you don’t want to buy a home? There are solutions, and one of them is asking for concessions when writing your offer to buy a home. Check out my video on how you can utilize concessions to help buy down your interest rate to reduce your … Continue reading
Keep LOW rate & get cash out!
‼️CURRENT HOMEOWNERS‼️ There are options for you besides just a traditional refinance to utilize your equity in your home, AND keep that low rate you have!🏠WIN WIN—>>> KEEP low rate & get cash out! Check out my video on YouTube explaining this great product you can look into! Continue reading
Ready for Homeownership?
There is a lot to going into trying to buy a home. I am here to help with that and answer any questions you might have during the process. From financing, to what you do first, to where should you look for a home. Continue reading